Your Dream Home Is Closer Than You Think
Financial hurdles shouldn’t stop you from owning a home. I offer a mortgage that works for you and brings stability and comfort sooner.
A Smarter Way To Finance Your Future
Created between Anywhere Real Estate and Guaranteed Rate, Guaranteed Rate Affinity is a collaboration offering the greatest mortgage experience available with very low rates, first-rate customer service, and a quick, easy procedure.
Growth Purpose
I work hard to become the biggest mortgage lender while making a real difference for customers and communities.
Customer Focus
Every borrower, from first-time buyers to investors, gets fair rates and dependable service, with no exceptions.
Skilled Workforce
I hire experienced professionals and work with trusted mortgage and real estate experts to ensure quality.
Bold Actions
I support big ideas, take smart risks, and set ambitious goals to push the business forward.
About Me
Your Home, Your Future - Financed Fairly
Homeownership should never feel out of reach. As a licensed mortgage lender, I, Brian Franks, make sure every loan decision is based on facts, not factors like race or gender. With licenses across Illinois, California, Texas, and New York, I’m here to help you confidently move forward.
Financing Homes, Strengthening Communities
Since 2012, Guaranteed Rate Affinity has supported people facing tough times – offering financial help for medical struggles, organizing volunteer cleanups, donating food and clothes, and teaming up with groups like Habitat for Humanity, Make-A-Wish, and Ronald McDonald House.
Easy Lending for Big Life Moments
Lower Monthly Payment
Fast Approval in 24 Hours
60-Day Rate Lock
Proven Track Record
My Services
Straightforward Lending for a Solid Foundation
Interior Design
Reliable Lending, Real Possibilities
Financial roadblocks shouldn’t stand between you and the home you deserve. With my guidance, securing a mortgage becomes seamless. I help turn uncertainty into confidence, helping you move forward with ease.
Faq's
It depends on the loan. Some need as little as 3.5%, while others may need 5% to 20%. VA and USDA loans may not require any down payment.
Yes, but lenders check how much of your income goes to debt. Lower debt means better chances. Paying some off can help.
Yes. A higher score gets you better rates and more loan options. Most lenders prefer at least 620, but some loans allow lower scores.